Jonah Keene works waterfront property along the Tennessee River in Chattanooga, and checks the flood zone and insurance quote before any offer goes in.
Waterfront on the Tennessee River is a wonderful place to live and an education in insurance. Flood zone, elevation certificate, what the carrier will write and at what price, how all of that changes the number a lender will lend. Jonah gets the insurance quote before the offer, every time, because he has seen that number end a deal in week three.
A garden bungalow presented around documented condition, practical details, and the next decision.




A plain explanation of why getting an insurance quote before writing an offer matters so much for property near the Tennessee River.
Read the article →An explanation of what an elevation certificate is, why it matters for flood insurance, and how to read it when considering a property near water.
Read the article →A look at how flood insurance premiums on riverfront property affect loan approval and how much a lender will finance.
Read the article →Flood zone and elevation certificates change the number as much as the market does. Get a value estimate that starts from the full picture.
It has ended more of these deals than the inspection ever has. Reach out before you write an offer on river property in Chattanooga.